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Pegasystems Exam PEGAPCDC87V1 Topic 2 Question 26 Discussion

Actual exam question for Pegasystems's PEGAPCDC87V1 exam
Question #: 26
Topic #: 2
[All PEGAPCDC87V1 Questions]

U+, a retail bank, recently implemented a project in which credit card offers are presented to qualified customers when they log in to the web self-service portal. The bank does not want any bias except to satisfy the eligibility condition Age >=18. As a Decisioning Consultant, how will you configure the ethical bias policy to allow a minimum bias on age?

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Suggested Answer: D

Ethical Bias Policy Configuration:

To allow minimal bias on age while ensuring eligibility (Age >= 18), an appropriate Gini coefficient threshold needs to be set.

The Gini coefficient measures statistical inequality, with 0 representing perfect equality and higher values indicating more bias.

Choosing the Gini Threshold:

A 0.1 Gini coefficient is a low threshold that allows minimal bias.

It ensures that the actions are distributed fairly among customers while still respecting the eligibility condition.

Detailed Explanation:

Setting a 0.1 Gini coefficient allows for slight variations in distribution, which is sufficient to accommodate the Age >= 18 requirement without introducing significant bias.

Verification from Pega Documentation:

The Pega Customer Decision Hub User Guide explains the use of Gini coefficients for measuring and setting thresholds to control bias in decisioning strategies.


Contribute your Thoughts:

Junita
20 hours ago
But wouldn't a higher Gini coefficient indicate less bias? Maybe option B) 0.7 Gini is the way to go.
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Jamey
6 days ago
I disagree, I believe option D) 0.1 Gini would be a better choice to ensure fairness.
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Junita
10 days ago
I think we should choose option A) 0 Gini to minimize bias on age.
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Kristel
1 months ago
C) No Detection seems like the best choice here. Why bother with any bias detection when the bank only cares about the age requirement? Keep it simple!
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Rachael
17 days ago
A) 0 Gini
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Gregg
1 months ago
I think the answer is B) 0.7 Gini. This option seems to strike the right balance between allowing some bias to satisfy the eligibility condition while still minimizing it.
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Georgiana
3 days ago
I would go with A) 0 Gini to completely eliminate any bias based on age for the credit card offers.
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Corrina
24 days ago
I think D) 0.1 Gini might be a better choice to minimize bias while still meeting the age eligibility condition.
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Ruthann
1 months ago
I agree with you, B) 0.7 Gini seems like the best option to balance bias and eligibility requirements.
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