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Pegasystems Exam PEGACPLSA88V1 Topic 3 Question 31 Discussion

Actual exam question for Pegasystems's PEGACPLSA88V1 exam
Question #: 31
Topic #: 3
[All PEGACPLSA88V1 Questions]

U+ Bank wants to offer credit cards only to low-risk customers. The customers are divided into various risk segments from Good to Very Poor. The risk segmentation rules that the business provides use the Average Balance and the customer Credit Score.

As a decisioning architect, you decide to use a decision table and a decision strategy to accomplish this requirement in Pega Customer Decision HubTM.

Using the decision table, which label is returned for a customer with a credit score of 240 and an average balance 35000?

Show Suggested Answer Hide Answer
Suggested Answer: C

Separate Application for Reusable Component:

Placing the component in a separate application ensures modularity and reusability.

Departments can integrate with this application as needed, ensuring consistency and reducing redundancy.

Benefits:

Centralized maintenance and updates.

Easier to manage and deploy across various departments.

Avoids embedding the component directly in multiple applications, which could lead to version control issues.


Pega Best Practices Guide

Pega Academy Course on Reusable Components and Modular Design

These answers and explanations have been verified according to the Pega Lead System Architect guidelines and best practices.

Contribute your Thoughts:

Brice
17 days ago
I can almost hear the bank's CEO saying, 'Just give 'em all the good cards, what could go wrong?' But hey, that's why we have these decision tables, right?
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Charlene
18 days ago
Alright, time to put on my decisioning architect hat. With a credit score of 240 and an average balance of 35k, the label returned should be 'Poor'. Easy peasy, lemon squeezy!
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Glory
19 days ago
Ha! This question is a real head-scratcher. I bet the bank wishes they could just label all their customers as 'Very Good' and call it a day. But alas, that's not how it works. I think the correct answer is 'Poor'.
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Carmen
3 days ago
I think the correct answer is 'Poor'.
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Jose
21 days ago
Okay, let's think this through. A credit score of 240 is definitely on the lower end, and an average balance of 35k is pretty decent. I'd go with 'Fair' as the label here.
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Ciara
22 days ago
Hmm, looks like a tricky one. With a credit score of 240 and an average balance of 35k, I'd say the label returned should be 'Poor'. Let's see if the others agree.
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Ernie
10 days ago
I think the label returned would be 'Poor' as well.
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Lizbeth
2 months ago
But the decision table clearly shows that a credit score of 240 and an average balance of 35000 falls under the Very Poor category.
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Ronny
2 months ago
I disagree, I believe the label returned would be Fair.
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Lizbeth
2 months ago
I think the label returned would be Very Poor.
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