PCI Exam CPSA Topic 1 Question 9 Discussion

Actual exam question for PCI's CPSA exam

Question #: 9
Topic #: 1

[All CPSA Questions]

A vendor hosts virtual secure elements holding cardholder information in their data center. When a cardholder makes a purchase, the vendor creates a payment token which is sent to the cardholder's mobile device. Which of the following best describes the vendor's activities?

ACard personalization

BHost Card Emulation (HCE) provisioning

CSecure Element (SE) provisioning

DOver-the-air (OTA) provisioning

Show Suggested Answer

Suggested Answer: B

by Mireya at Jul 30, 2023, 12:20 PM

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Jillian

2 months ago

I bet the vendor is using some 'secure elements' made of duct tape and paperclips. That's the only way I can imagine this working!

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Georgiann

20 days ago

User 3: Yeah, they're probably creating payment tokens using Over-the-air (OTA) provisioning.

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Vince

26 days ago

User 2: That sounds like Secure Element (SE) provisioning to me.

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Devora

1 months ago

User 1: I think the vendor is actually using virtual secure elements in their data center.

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Kimi

2 months ago

I'm pretty confident that the answer is B) Host Card Emulation (HCE) provisioning. The vendor is hosting the secure elements and sending payment tokens to the mobile device, which is the essence of HCE.

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Jenelle

2 months ago

Ah, this is a classic payment technology question! I'm going to go with B) Host Card Emulation (HCE) provisioning. It just sounds like the most logical answer based on the information provided.

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Carma

2 months ago

Hmm, this is a tricky one. I'm not entirely sure, but I'm leaning towards C) Secure Element (SE) provisioning. The vendor seems to be managing the secure elements, but I'm not familiar with the details of how that works.

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Lashon

5 days ago

B: I agree, it sounds like the vendor is managing the secure elements.

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Earleen

11 days ago

A: I think it might be C) Secure Element (SE) provisioning.

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Ezekiel

18 days ago

I agree with you, I also think it's C) Secure Element (SE) provisioning.

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Norah

26 days ago

I'm not sure, but I think it could be A) Card personalization.

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Leah

1 months ago

I believe it's D) Over-the-air (OTA) provisioning.

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Wade

1 months ago

I think it might be C) Secure Element (SE) provisioning.

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Olene

2 months ago

This question seems to be testing my knowledge of mobile payment technologies. I think the answer is B) Host Card Emulation (HCE) provisioning, as the vendor is hosting virtual secure elements and creating payment tokens for the cardholder's mobile device.

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