PCI Exam CPSA Topic 1 Question 9 Discussion

Actual exam question for PCI's CPSA exam

Question #: 9
Topic #: 1

[All CPSA Questions]

A vendor hosts virtual secure elements holding cardholder information in their data center. When a cardholder makes a purchase, the vendor creates a payment token which is sent to the cardholder's mobile device. Which of the following best describes the vendor's activities?

ACard personalization

BHost Card Emulation (HCE) provisioning

CSecure Element (SE) provisioning

DOver-the-air (OTA) provisioning

Show Suggested Answer

Suggested Answer: B

by Mireya at Jul 30, 2023, 12:20 PM

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Jenelle

Ah, this is a classic payment technology question! I'm going to go with B) Host Card Emulation (HCE) provisioning. It just sounds like the most logical answer based on the information provided.

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Carma

3 days ago

Hmm, this is a tricky one. I'm not entirely sure, but I'm leaning towards C) Secure Element (SE) provisioning. The vendor seems to be managing the secure elements, but I'm not familiar with the details of how that works.

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Olene

13 days ago

This question seems to be testing my knowledge of mobile payment technologies. I think the answer is B) Host Card Emulation (HCE) provisioning, as the vendor is hosting virtual secure elements and creating payment tokens for the cardholder's mobile device.

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