ISC2 Exam HCISPP Topic 4 Question 90 Discussion

Actual exam question for ISC2's HCISPP exam

Question #: 90
Topic #: 4

[All HCISPP Questions]

Which of the following is true of experience rating?

AHigh risk patients pay relatively low premiums.

BIt provides affordable coverage to the chronically ill.

CYoung, healthier groups have cheaper premiums.

DThe elderly have among the lowest premiums.

Show Suggested Answer

Suggested Answer: B

by Danica at Jun 01, 2024, 04:01 AM

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Arthur

8 days ago

Ah, the classic experience rating question. Trick question much? I'm going to go with C, the young and healthy get the cheaper premiums. Hopefully, that's the right answer.

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Ashanti

10 days ago

Hmm, let's see... the elderly have the lowest premiums? Yeah, right. I'm pretty sure that's not how experience rating works.

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France

13 days ago

But experience rating usually means younger, healthier people pay less.

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Anissa

15 days ago

I'd rather experience a nap than try to figure out this confusing question. C'mon, give us some real options here!

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Aliza

16 days ago

Experience rating? More like experience rating yourself for a marathon after seeing the options here. None of these sound right to me.

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Tamra

20 days ago

I disagree, I believe it's A.

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France

21 days ago

I think the answer is C.

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