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IIA Exam IIA-CFSA Topic 8 Question 50 Discussion

Actual exam question for IIA's IIA-CFSA exam
Question #: 50
Topic #: 8
[All IIA-CFSA Questions]

If a surgeon loses a hand, she may not be able to perform surgery. If she has an ____________ policy, she would be able to recover, even though she can still work as a doctor in a nonsurgical field. If she has a ____________ policy, there would be no recovery, even if the surgeon's only possible alternative is to be a tour guide.

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Suggested Answer: B

by Leota at May 03, 2024, 01:33 AM

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Shawn
3 days ago
I'm going with B as well. Occupational disability is the way to go, especially for a surgeon. Imagine if they had to perform surgery with their feet instead of their hands. Talk about a medical malpractice lawsuit waiting to happen!
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Nichelle
19 days ago
Oh, this is easy. It's gotta be B. I can't imagine a policy that wouldn't cover the surgeon in this situation. That would be like asking a one-handed pianist to play Beethoven's 'Moonlight Sonata' with their toes.
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Shalon
25 days ago
Definitely B! I mean, who wants to be a tour guide when you could be a surgeon, even with one hand? Talk about a career change.
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Gary
13 days ago
A) General disability, occupational disability
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Leatha
1 months ago
Hmm, this is a tricky one. I think the answer is B - occupational disability and general disability. That way, the surgeon would be covered if they can't perform surgery, but could potentially recover and work in a different field.
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Julene
9 days ago
Yeah, occupational disability and general disability policies would provide the necessary coverage for the surgeon in case of losing a hand.
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Flo
9 days ago
I agree, B seems like the correct answer. It covers both scenarios for the surgeon.
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Davida
1 months ago
I see your point, but I think option A makes more sense because it prioritizes the surgeon's ability to perform surgery.
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Nohemi
1 months ago
I disagree, I believe the correct answer is B) Occupational disability, General disability.
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Shayne
1 months ago
I think the answer is A) General disability, occupational disability.
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Nada
1 months ago
But wouldn't a general disability policy cover any type of disability, while an occupational disability policy is more specific to the surgeon's profession?
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Clarinda
1 months ago
I disagree, I believe it's B) Occupational disability, General disability.
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Nada
1 months ago
I think the answer is A) General disability, occupational disability.
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