American Bankers Association Exam CRCM Topic 5 Question 109 Discussion

Actual exam question for American Bankers Association's CRCM exam

Question #: 109
Topic #: 5

[All CRCM Questions]

In the small bank performance standard, which of the following is NOT a criterion?

AThe bank's CRA strategic plan

BThe bank's loan-to-deposit ratio

CThe geographic distribution of loans

DThe percentage of loans within the bank's assessment area(s)

Show Suggested Answer

Suggested Answer: B

by Stefany at Mar 21, 2025, 08:14 AM

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Wait, I thought the loan-to-deposit ratio was a key factor in the small bank performance standard. This is tricky, but I'll go with B.

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7 days ago

Hmm, I'm not so sure about that. Didn't we learn that the geographic distribution of loans is not a criterion? I'm going with C.

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11 days ago

I think the correct answer is A. The bank's CRA strategic plan is definitely a criterion for the small bank performance standard.

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19 days ago

Actually, I think it's D) The percentage of loans within the bank's assessment area(s).

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20 days ago

I disagree, I believe it's A) The bank's CRA strategic plan.

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21 days ago

I think the answer is B) The bank's loan-to-deposit ratio.

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