American Bankers Association Exam CRCM Topic 1 Question 76 Discussion

Actual exam question for American Bankers Association's CRCM exam

Question #: 76
Topic #: 1

[All CRCM Questions]

For HMDA purposes, the term ''dwelling'' does NOT include which of the following?

ATimeshares

BSingle family dwellings

CIndividual condominiums

DMobile homes not attached to real property

Show Suggested Answer

Suggested Answer: A

by Veronika at Oct 18, 2023, 02:12 AM

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Fatima

2 months ago

Definitely going with D. I always knew mobile homes were special, but not THAT special!

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Olene

3 days ago

Actually, timeshares are considered dwellings for HMDA purposes.

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Ronny

6 days ago

I'm going with A) Timeshares. They seem different from the others.

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Hobert

10 days ago

Yeah, I agree. Mobile homes have their own category.

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Vinnie

1 months ago

I think it's D) Mobile homes not attached to real property.

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Kaycee

2 months ago

I think the answer is D. Mobile homes not attached to real property. I mean, who would've thought that timeshares are considered dwellings for HMDA?

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Rasheeda

2 months ago

D) Mobile homes not attached to real property. That's the only one that doesn't fit the definition of a 'dwelling' for HMDA purposes.

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Albert

19 days ago

I agree. The other options like timeshares, single family dwellings, and individual condominiums all fit the definition of a 'dwelling'.

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Weldon

21 days ago

That's correct. Mobile homes not attached to real property are not considered dwellings for HMDA purposes.

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Ellen

23 days ago

D) Mobile homes not attached to real property

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Wilda

24 days ago

C) Individual condominiums

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Melina

25 days ago

B) Single family dwellings

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Virgie

1 months ago

A) Timeshares

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Tawny

2 months ago

Hmm, I'm guessing it's not single family dwellings or individual condominiums. Timeshares and mobile homes not attached to real property seem like reasonable options.

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Glenn

2 months ago

Hmm, that makes sense. Mobile homes are not considered dwellings for HMDA purposes.

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Shoshana

2 months ago

I disagree, I believe the answer is D) Mobile homes not attached to real property.

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Glenn

3 months ago

I think the answer is A) Timeshares.

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