AHIP Exam AHM-540 Topic 5 Question 96 Discussion

Actual exam question for AHIP's AHM-540 exam

Question #: 96
Topic #: 5

The Mental Health Parity Act (MHPA) of 1996 is a federal law that establishes requirements for behavioral healthcare coverage for group plan members. The MHPA

Arequires health plans to offer mental health benefits to all eligible members

Bprohibits health plans that offer mental health benefits from imposing lower annual or lifetime dollar limits on mental illnesses than they do on physical illnesses

Cprovides an exemption for health plans that can demonstrate cost savings of more than 1 percent

Dprohibits health plans from limiting the number of outpatient visits or inpatient days covered under the plan

Show Suggested Answer

Suggested Answer: B

by Nicholle at Sep 08, 2024, 09:04 AM

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Clorinda

7 months ago

I believe option D is also crucial as it ensures individuals can access the necessary care without limitations.

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Jamey

7 months ago

Haha, I bet some health plans were hoping for that 1% cost savings loophole, but the MHPA closed that down. Option B is the way to go.

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Luisa

6 months ago

I'm glad the MHPA is in place to ensure fair treatment for mental health conditions.

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Reiko

6 months ago

Yeah, the MHPA really helps protect individuals seeking mental health treatment.

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Eloisa

6 months ago

It's great that the MHPA prevents health plans from discriminating against mental illnesses.

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Tamesha

6 months ago

I agree, option B is important for ensuring equal coverage for mental health.

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Laticia

7 months ago

I agree, option B makes sense because mental health should be treated equally to physical health.

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Van

7 months ago

I agree, Option B is the right choice. The MHPA prohibits health plans from imposing lower limits on mental health coverage compared to physical health coverage.

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