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AHIP Exam AHM-520 Topic 6 Question 102 Discussion

Actual exam question for AHIP's AHM-520 exam
Question #: 102
Topic #: 6
[All AHM-520 Questions]

The following statements are about pure risk and speculative risk---two kinds of risk that both businesses and individuals experience. Select the answer choice containing the correct statement.

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Suggested Answer: C

by Laura at Oct 19, 2024, 03:40 AM

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Harley
28 days ago
Wait, does this mean I can gamble on my own health now? That's the kind of speculative risk I can get behind!
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Alex
29 days ago
This is a tricky one, but I think C is the right answer. An example of speculative risk is the possibility of contracting a serious illness, which involves both the potential for loss and the potential for gain (e.g., through medical treatment).
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Tayna
2 months ago
I'm going with B. Only pure risk involves the possibility of gain. Speculative risk is the possibility of both gain and loss, not just gain.
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Claudia
23 days ago
User 3: I agree with Claudia. Speculative risk is not just about gain.
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Josefa
1 months ago
User 2: I disagree. Speculative risk includes both gain and loss, not just gain.
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Alease
1 months ago
User 1: I think B is correct. Pure risk involves the possibility of gain.
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James
2 months ago
D seems like the correct answer to me. Speculative risk contains an element of uncertainty, unlike pure risk which is a guarantee of loss.
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Stanton
2 months ago
User 2: I agree, pure risk is a guarantee of loss while speculative risk has uncertainty.
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Steffanie
2 months ago
User 1: I think D is the correct answer. Speculative risk involves uncertainty.
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Clare
2 months ago
I think the correct answer is A. Healthcare coverage is designed to help plan members avoid pure risk, not speculative risk. Pure risk is the possibility of loss or damage, while speculative risk involves the possibility of both gain and loss.
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Devora
19 days ago
Annamae: Oh, I see. Thanks for clarifying!
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Gayla
20 days ago
User 3: I agree with Gayla. Speculative risk involves both gain and loss, while pure risk is just the possibility of loss.
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Annamae
21 days ago
User 2: Actually, the correct statement is D) Only speculative risk contains an element of uncertainty.
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Alpha
2 months ago
User 1: I think the correct answer is A. Healthcare coverage is designed to help plan members avoid pure risk, not speculative risk.
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Mariann
2 months ago
Interesting point, Shad. Can you explain why you think that is the correct statement?
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Shad
2 months ago
I disagree, I believe the correct statement is A) Healthcare coverage is designed to help plan members avoid pure risk, not speculative risk.
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Mariann
3 months ago
I think the correct statement is D) Only speculative risk contains an element of uncertainty.
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