AHIP Exam AHM-250 Topic 6 Question 96 Discussion

Actual exam question for AHIP's AHM-250 exam

Question #: 96
Topic #: 6

Many HMOs are compensated for the delivery of healthcare to members under a prepaid care arrangement. Under a prepaid care arrangement, a plan member typically pays a

Afixed amount in advance for each medical service the member receives

Ba small fee such as $10 or $15 that a member pays at the time of an office visit to a network provider

Ca fixed, monthly premium paid in advance of the delivery of medical care that covers most healthcare services that a member might need, no matter how often the member uses medical services

Dspecified amount of the member's medical expenses before any benefits are paid by the HMO

Show Suggested Answer

Suggested Answer: D

by Vincent at Sep 10, 2024, 06:45 PM

Limited Time Offer

25%

Off

Get Premium AHM-250 Questions as Interactive Web-Based Practice Test or PDF

Contribute your Thoughts:

Submit Cancel

Abraham

28 days ago

This is an easy one. Who doesn't love the predictability of a fixed monthly premium? Sign me up for that prepaid care arrangement!

upvoted 0 times

...

Jesus

29 days ago

C is the way to go. I remember learning about HMOs and their prepaid model in my healthcare management course. This question is a classic.

upvoted 0 times

Lorean

2 days ago

I think C makes the most sense too, it simplifies things for the member.

upvoted 0 times

...

Glenn

18 days ago

I agree, C is definitely the most common prepaid care arrangement for HMOs.

upvoted 0 times

...

Rolande

1 months ago

Haha, I'm glad I don't have to pay a 'specified amount' before the HMO covers anything. That would defeat the purpose of prepaid care, wouldn't it?

upvoted 0 times

Jackie

3 days ago

C) a fixed, monthly premium paid in advance of the delivery of medical care that covers most healthcare services that a member might need, no matter how often the member uses medical services

upvoted 0 times

...

Nada

19 days ago

A) fixed amount in advance for each medical service the member receives

upvoted 0 times

...

Buddy

2 months ago

Hmm, I was torn between B and C, but C makes the most sense. The plan member pays a fixed monthly premium upfront, not a per-visit fee.

upvoted 0 times

Glynda

7 days ago

Yeah, C makes the most sense. It's like a subscription for healthcare services with a fixed monthly cost.

upvoted 0 times

...

Mila

16 days ago

I think C is the correct answer too. It makes sense that the member pays in advance for all their medical needs.

upvoted 0 times

...

Avery

17 days ago

I agree, C seems to be the most logical choice. It covers most healthcare services with a fixed monthly premium.

upvoted 0 times

...

Junita

2 months ago

I'm not sure, but I think it could also be A, paying a fixed amount in advance for each service.

upvoted 0 times

...

Teddy

2 months ago

I think the correct answer is C. A monthly premium covers most healthcare services, no matter how often the member uses them. That's the essence of a prepaid care arrangement.

upvoted 0 times